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Home Loan

We all want to own a house that we can call home, but a lot of us do not have the funds to pay for a house outright. This is where Home Loans come to the rescue. Credit In Time's 'Home Loan' is easy to apply, with flexible re-payment options, one of the best interest rates in the market, and an effortless and quick approval and funding. We understand that deciding to buy a home is no easy feat, and we want to assist you in getting the house of your dreams, that will be your forever home. Our customer's needs and comfort are our utmost priority. This is why our lending policies and our various loans that we provide are easy to apply, easy to get approved, get credited in time - all of these with an ethical re-payment policy, responsible lending techniques, and best interest rates. We know that while dealing with human needs and necessities, we too an organization need to be humane.

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What is ‘Home Loan’?

'Home loans' are loans that an individual takes to purchase a house. These loans have a flexible interest rate and re-payment terms. The borrower uses the loan amount to fund the upfront cost of buying the house and repay the amount on a later date in form of multiple monthly installments, covering a certain amount of time depending on the funding amount and the financial capacity (or income) of the borrower.



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Vehicle Loan

Do you have a dream car or a bike that you want to buy, but a lack of money is stopping you from getting it? Do you drool over the pictures and videos of your dream vehicle, but become sad thinking that you might not be able to own them because you can't afford it? Credit In Time's vehicle loan will help you buy your dream vehicle hassle-free and with minimal documentation and fast approval time.

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What is ‘Vehicle Loan’?

A Vehicle Loan' or 'Auto Loan' is a type of loan that an individual takes out to buy a vehicle. These loans are often structured as EMIs and are secured based on the value of the vehicle. It is a secured loan meaning it may require the borrower to use another item of value as collateral against the loan, which in this case is the vehicle itself.



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Education Loan

Are you looking to apply for higher education, or are you a parent that has a child with educational aspirations and needs, but you don’t have enough or any funds? Credit In Time’s Education Loan will help you fund the educational needs that you require. We are here to ensure that financial constraints don’t come between anyone’s education or dream. Our Education loan is easy to apply, and the funds become instantly available upon approval, while also providing one of the best interest rates in the market. Unlike other educational loans, we at Credit In Time do not want

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What is 'Education Loan’?

An education loan is a loan designed to help students fund their fees, supplies, and living expenses. It provides the opportunity for individuals to fulfill; their educational ambitions even if they have little or no money. It gives students the flexibility to pay off the loan after they get their degree, and once they start working.



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Gold Loan

Do you have a financial need or responsivity that you need to fulfill? Or do you have an emergency but you do not have the funds to pay for your needs? Credit In Time's 'Gold Loans' provides you with secured loans for flexible reasons, that you can apply for and get approved by securing your gold as collateral. You can spend the funds that you need, for various purposes while not having to worry about anything.

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What is a ‘Gold Loan’?

A 'Gold Loan' is a type of secure loan that an individual takes to get funds from financial institutions, by using the borrower's gold as valuable collateral. The higher the value of the gold is, the higher the loan amount will be. India is one of the largest consumers of gold, and most of us have gold jewelry in some amount or the other. These golds that individuals owe are often kept away in lockers to ensure their security, which costs money as well. If you are low on credit and have gold this is one of the quickest, easiest, and one of most secured ways to get a loan.

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Personal Loan

Are you short on cash and looking for funds for reasons that might not cover the various loan options available to you like personal events, personal or family emergencies, vacation, etc.? Or do you want money for one or more purposes? Credit In Time's 'Personal Loan' will help you by providing funds to you quickly and easily. Our loan process is tailor-made for our borrower needs and our hassle-free application and approval process ensures the best experience throughout the loan, application process, approval, and even during the repayment period. We believe in ethical lending and to fulfill our borrower's needs is our top priority.

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What is 'Personal Loan'?

A Personal Loan is a loan that allows borrowers flexibility to use the loan amount to help them with various things, it is one of the quickest loans, with short-to- moderate repayment options that help you escape long term repayment hassles. Individuals can use this loan for various reasons and are tailor-made based on the specific financial needs of the individuals. Your approval will be based on factors including credit history and debt-to-income ratio. A personal loan can be secured against something of value (collateral), or you can apply for an unsecured personal loan if you do not have any collateral to submit.